Time

In retirement, as you can imagine, time takes on a whole new meaning.

Because most of it is now behind us, we realize just how precious it is.

We may rush to re-invent ourselves, or launch a second career, or focus on checking items in our bucket list - all the while realizing that the tide is inexorably carrying us forward.

In the early days of retirement, you will go through an existential crisis. Your chest will fill with a vague sense of panic. You will worry. You'll sigh. A lot.

I know I did.

But guess what? Things will get better.

As you gradually grow accustomed to life without work, you'll learn to regard time as a friend. You will save it, stretch it, and never, ever, thoughtlessly waste it.

Yup, retirement is a great time to learn effective time management!